I opened my first CD today. Well I did it on Sunday, but the money transferred yesterday and the account is official today. It's a 6 month CD and the rate is 3.86%, the APY is 3.91%. I put $500 of my Christmas fund in it so it could earn a little more interest and be a little further out of my reach. I haven't touched it so far, but it's better not to temp myself.
I also opened a money market account with them because they had a phenomenol rate of 4.18% with an APY of 4.25%. I used the other $100 in my Christmas Fund for this. Their MMA has free checks for life and it comes with a Visa debit card. I think that's awesome because I don't have either of those with my Save Yourself Account and the interest rate is much lower on the SYA account.
Yay for me!
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